金融支持

There are a number of financial support options available to you to help with the costs of studying. These range from student loan programs to help with subject fees, to grants or scholarships that award you money to help pay for study materials and textbooks.

These are Commonwealth government loans used to help eligible Australian citizens, permanent humanitarian visa holders, and 某些新西兰公民 with their subject fees, SSA Fee and other overseas study expenses:

  • HECS-HELP – loan for eligible Commonwealth supported students who want to defer payment of all or some of their subject fees.
  • SA-HELP – loan for eligible students who want to defer payment of their SSA Fee. Those who have a HECS or FEE-HELP loan must still apply for SA-HELP separately.
  • FEE-HELP – loan for eligible domestic fee paying students who want to defer payment of all or some of their subject fees.
  • OS-HELP – loan to help students who undertake part of their study overseas on a student exchange program.

HELP Loans

The 2018 Student Loan 可持续性 Bill contains a number of measures that affect Higher Education and Vocational Education and Training students.

2020年1月1日起, a combined HELP loan limit now replaces the FEE-HELP limit and includes FEE-HELP, VET学生贷款, 兽医收费帮助和hecs帮助.

Only new HECS-HELP borrowing counts towards a person's HELP limit. This means that any HECS-HELP loans taken out before 2020 do not count towards the new HELP limit.

任何FEE-HELP, VET FEE-HELP or VET学生贷款 that counted towards your FEE-HELP limit now count towards the new HELP limit.

Repayments starting from the 2019-20 income year will top up a person's HELP balance.

Any compulsory or voluntary repayments can be re-borrowed in the future, 不超过当时的HELP贷款限额.

我可以借多少钱?

Eligible students can borrow up to the FEE‑HELP limit to pay their tuition fees.

Visit 学习帮助 欲了解更多信息.

All students are encouraged to apply for scholarships and grants that can award you a sum of money ranging from $1,000 to $15,000. There is a wide range of scholarships offered to suit different student types. 你已经没什么可失去的了,所以 看看你有什么资格.

The Department of Human Services (formerly known as Centrelink) offers many financial support options to students such as Youth Allowance, Austudy和ABSTUDY. 看看你有什么资格.

如果符合条件,你可以申请 推迟你的费用 通过政府帮助贷款.

Full-time domestic students enrolled in an approved masters by coursework program may be eligible for financial support from the Australian government. 看看你是否符合条件.

If you need to find employment to supplement your income, visit JCU’s 职业和就业服务. You can access job vacancies and get help with job applications, career planning and more.